*Scenario provided for informational purposes only. Please see your Community Sales Manager for lender detail. Scenario features ARM interest rate as low as 3.49% with APR of 4.022%. APR= Annual percentage Rate; Effective July 6, 2022 and subject to change without notice. The featured interest rate and APR is based on a loan amount of $400,000 with 90 day rate lock period, a minimum credit score of 720 and Loan to Value (LTV) ratio of 80% to build a 1 unit owner occupied, single family dwelling. Rates are subject to change without notice. Rates, points, and APR will vary based on loan amount, credit score, lock period, LTV, property type, loan type and loan purpose. Loans with LTV ratios above 80% may have higher APRs and will require Private Mortgage Insurance (PMI). Homeowner insurance required. Flood insurance may be required. Fees could range from $500 to $1500 and include a credit report, appraisal, lien search, flood search, recording and satisfaction fees. Subject to credit approval. ** ARM= Adjustable Rate Mortgage; The APR, interest rate and principal and interest payment for ARM loans are subject to increase and will change after the initial period due to market-driven changes to the index. The ARM rate index is the 30-day average of the Secured Overnight Financing Rate (SOFR). The featured ARM rate above is locked in for an initial period of 60 months and will adjust every 6 months thereafter, subject to periodic caps. The maximum interest rate for the life of the loan is the initial rate + 5%; the maximum interest rate at first adjustment is the initial rate + 2%; the maximum interest rate for periodic adjustments is 1%.